Australia and New Zealand Banking Group Limited (A Share Price

ANZ Company Profile

About ANZ ANZ traces its origins to the Bank of Australasia, which opened its first office in Sydney in 1835. The bank established a Melbourne office in 1838, where ANZ's world headquarters is located today. ANZ is a publicly listed company, and was incorporated on 14 July 1977 in Australia. ANZ is the main holding and operating company for the Group and our registered office is Level 6/100 Queen Street, Melbourne. We are one of the five largest and most successful companies in Australia, and we are the number one bank in New Zealand. We have assets of AUD$392.6 billion. We operate in more than 30 countries across Australasia, the Pacific, Europe, Dubai, USA and Asia, including our technology and operations centre in Bangalore, India. We have 327,703 shareholders and our total shareholder return for the 12 months to 30 September 2007 was 15.6%. ANZ shares and related securities are listed on the Australian and New Zealand exchanges.

Personal Division Businesses

Retail BankingManages the the retail deposits business and metropolitan branch network Australia-wide.Led by Louis Hawke. Regional, Rural and Small Business BankingProvides a full range of consumer, commercial, agribusiness and small business services for customers across Australia.Led by Rob Goudswaard. Mortgages AustraliaProvides mortgage finance secured by residential real estate in Australia.Led by Michael Rowland. Consumer FinanceResponsible for consumer and commercial credit cards, personal loans and merchant payment facilities in addition to managing the 24/7 Australian Call Centre and the Australian ATM network.Led by John Harries. Investment and Insurance ProductsResponsible for ANZ's wealth management products and services including Financial Planning, Insurance Products, Margin Lending, ANZ Executors & Trustees, E*TRADE and ANZ's ING Australia joint venture.Led by Geoff Cohen. Esanda Finance Corporation LimitedProvides consumer car finance, dealership bailment finance, truck and heavy equipment finance, general business equipment finance and debenture investment products.Operates in Australia as Esanda Finance and in New Zealand as UDC Finance.

Institutional Businesses

Institutional BankingInstitutional Banking provides customised products and financial service solutions to large corporate, institutional, and government clients.Led by Mark Monaghan. Corporate BankingCorporate Banking is responsible for relationships with clients with a turnover in excess of $40 million as well as specialist businesses in Healthcare, Agribusiness and Commercial Property.Led by Vishnu Shahaney. Business BankingBusiness Banking is a geographically based business with over 90 business centres throughout metropolitan and suburban locations in Australia, providing financial solutions to businesses with $1-50m turnover.Led by Daryl Johnson. Financial InstitutionsFinancial Institutions provides solutions for banks, insurance companies, fund managers and other financial intermediaries in Australia, New Zealand and the overseas markets.Led by Al Chircop. Corporate FinanceProvides complex products and tailored solutions across structured debt and debt capital markets.Led by Cathryn Carver. MarketsProvides specialist services in foreign exchange, capital markets, commodities, structured derivatives, and interest rate services to organisations throughout the world.Led by Gilles Planté. Working CapitalProvides trade finance, cash management, international payments, clearing and custodian services principally to institutional and corporate customers in Australasia and overseas.Led by Vishnu Shahaney (Acting). ANZ CapitalCovers private equity, corporate leveraged finance, alternative assets and mergers & acquisitions services.Led by David Tonuri.

For more information www.anz.com.au